Living Here

Are you an urban pioneer ready to tackle a home improvement project? Prefer downtown loft living? Or maybe you are looking for an affordable new home in the suburbs close to a school? No matter what you are looking for, Hamilton has it. To learn more about living in Hamilton, check out the Living Here section of the website or see 10 Reasons Hamilton is on a Roll.

Residential Assistance

There are programs available in Hamilton to help homeowners. Whether you are a current resident or future resident of Hamilton, there are some programs and organizations you may be interested in learning about.

Community Reinvestment Area

The Community Reinvestment Area (CRA) offers Hamilton homeowners a property tax abatement to encourage people to make property improvements. CRA can be used for renovation throughout the City of Hamilton for properties up to four units. It is a 10 year abatement for residential properties and the abatement amount is on a sliding scale based on how old the building is. For more information, check out the CRA brochure here or email econdev@hamilton-oh.gov. To apply, fill out the application here.

Hamilton CORE Fund

The Hamilton CORE Fund is a non-profit organization dedicated to revitalizing Hamilton’s urban core. They are a great resource of knowledge for anyone interested in moving to downtown Hamilton and they also own property and are looking for homeowners to partner with them on the rehabilitation of some great properties. For more information, check out their website.

Neighborhood Housing Services

Neighborhood Housing Services (NHS) offers many programs helpful to Hamilton homeowners. NHS has a Historic Rehab Loan and Grant program available to people in Hamilton’s historic districts. A person can apply up to $25,000 for a loan and receive a $5,000 grant – totaling $30,000. A person has to borrow a minimum of $15,000 in order to receive the $5,000 grant. However, they still can apply for less money, minus the grant. This program is on a first come, first serve basis and those interested in the program should contact NHS.

NHS also has a Downpayment/Closing Cost Assistance Program, Home Repair and Improvement Loans, and more. For more information on how NHS programs, check out their website here.